Act early
Do not treat a lawsuit deadline as a recommended waiting period. Preserve repair records, market evidence, and vehicle-history data promptly.
DValue360 National Knowledge Center
50-State Diminished Value Laws & Filing Deadlines
Search general civil filing periods commonly relevant to third-party diminished-value claims, review the statutory starting point, and estimate time remaining.
An insurance claim is not the same as filing a lawsuit.
These are general civil limitation periods for educational screening. Claim type, policy language, government defendants, notice rules, minors, discovery, tolling, settlements, and accident dates can change the result. Submit claims promptly and obtain jurisdiction-specific legal advice before relying on any deadline.
All 50 states + Washington, D.C.
Search and expand each jurisdiction.
Each card provides a general filing period, a statute reference, and a practical DValue360 note.
51 jurisdictions shown
Alabama2 years+
General lawsuit period2 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionSouth
Statutory starting point
Ala. Code § 6-2-38
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Alaska2 years+
General lawsuit period2 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionWest
Statutory starting point
Alaska Stat. §§ 09.10.050, 09.10.070
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Arizona2 years+
General lawsuit period2 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionWest
Statutory starting point
Ariz. Rev. Stat. § 12-542
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Arkansas3 years+
General lawsuit period3 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionSouth
Statutory starting point
Ark. Code § 16-56-105; see also § 16-116-103
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.California3 years+
General lawsuit period3 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionWest
Statutory starting point
Cal. Code Civ. Proc. § 338(c)
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Colorado3 years+
General lawsuit period3 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionWest
Statutory starting point
Colo. Rev. Stat. § 13-80-101(1)(n)
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Connecticut2 years+
General lawsuit period2 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionNortheast
Statutory starting point
Conn. Gen. Stat. § 52-584 (tort); claim-specific analysis required
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Delaware2 years+
General lawsuit period2 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionSouth
Statutory starting point
10 Del. C. § 8107
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.District of Columbia3 years+
General lawsuit period3 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionSouth
Statutory starting point
D.C. Code § 12-301(3)/(8)
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Florida2 years+
General lawsuit period2 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionSouth
Statutory starting point
Fla. Stat. § 95.11; claim theory and loss date control
DValue360 guidance
Florida deadlines can vary by claim theory and accident date. Confirm whether the claim sounds in negligence, property damage, contract, or another theory before relying on a limitations period.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Georgia4 years+
General lawsuit period4 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionSouth
Statutory starting point
Ga. Code § 9-3-30
DValue360 guidance
Georgia has established first-party diminished-value authority, but policy language, claim type, and the loss facts still matter.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Hawaii2 years+
General lawsuit period2 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionWest
Statutory starting point
Haw. Rev. Stat. § 657-7
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Idaho3 years+
General lawsuit period3 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionWest
Statutory starting point
Idaho Code § 5-218
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Illinois5 years+
General lawsuit period5 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionMidwest
Statutory starting point
735 ILCS 5/13-205
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Indiana2 years+
General lawsuit period2 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionMidwest
Statutory starting point
Ind. Code § 34-11-2-4
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Iowa5 years+
General lawsuit period5 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionMidwest
Statutory starting point
Iowa Code § 614.1(4)
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Kansas2 years+
General lawsuit period2 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionMidwest
Statutory starting point
Kan. Stat. § 60-513
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Kentucky2 years+
General lawsuit period2 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionSouth
Statutory starting point
Ky. Rev. Stat. § 413.125
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Louisiana2 years+
General lawsuit period2 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionSouth
Statutory starting point
La. Civ. Code art. 3493.1 (causes arising on/after July 1, 2024)
DValue360 guidance
Louisiana changed the general delictual prescriptive period from one year to two years for causes arising on or after July 1, 2024. Earlier losses may remain subject to the former period.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Maine6 years+
General lawsuit period6 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionNortheast
Statutory starting point
14 Me. Rev. Stat. § 752
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Maryland3 years+
General lawsuit period3 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionSouth
Statutory starting point
Md. Cts. & Jud. Proc. § 5-101
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Massachusetts3 years+
General lawsuit period3 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionNortheast
Statutory starting point
Mass. Gen. Laws ch. 260, § 2A
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Michigan3 years+
General lawsuit period3 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionMidwest
Statutory starting point
Mich. Comp. Laws § 600.5805
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Minnesota6 years+
General lawsuit period6 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionMidwest
Statutory starting point
Minn. Stat. § 541.05
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Mississippi3 years+
General lawsuit period3 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionSouth
Statutory starting point
Miss. Code § 15-1-49
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Missouri5 years+
General lawsuit period5 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionMidwest
Statutory starting point
Mo. Rev. Stat. § 516.120
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Montana2 years+
General lawsuit period2 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionWest
Statutory starting point
Mont. Code § 27-2-207
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Nebraska4 years+
General lawsuit period4 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionMidwest
Statutory starting point
Neb. Rev. Stat. § 25-207
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Nevada3 years+
General lawsuit period3 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionWest
Statutory starting point
Nev. Rev. Stat. § 11.190(3)(c)
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.New Hampshire3 years+
General lawsuit period3 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionNortheast
Statutory starting point
N.H. Rev. Stat. § 508:4
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.New Jersey6 years+
General lawsuit period6 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionNortheast
Statutory starting point
N.J. Stat. § 2A:14-1
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.New Mexico4 years+
General lawsuit period4 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionWest
Statutory starting point
N.M. Stat. § 37-1-4
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.New York3 years+
General lawsuit period3 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionNortheast
Statutory starting point
N.Y. C.P.L.R. § 214(4)
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.North Carolina3 years+
General lawsuit period3 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionSouth
Statutory starting point
N.C. Gen. Stat. § 1-52
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.North Dakota6 years+
General lawsuit period6 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionMidwest
Statutory starting point
N.D. Cent. Code § 28-01-16
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Ohio2 years+
General lawsuit period2 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionMidwest
Statutory starting point
Ohio Rev. Code § 2305.10
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Oklahoma2 years+
General lawsuit period2 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionSouth
Statutory starting point
Okla. Stat. tit. 12, § 95
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Oregon6 years+
General lawsuit period6 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionWest
Statutory starting point
Or. Rev. Stat. § 12.080
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Pennsylvania2 years+
General lawsuit period2 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionNortheast
Statutory starting point
42 Pa. Cons. Stat. § 5524
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Rhode Island10 years+
General lawsuit period10 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionNortheast
Statutory starting point
R.I. Gen. Laws § 9-1-13
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.South Carolina3 years+
General lawsuit period3 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionSouth
Statutory starting point
S.C. Code § 15-3-530
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.South Dakota6 years+
General lawsuit period6 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionMidwest
Statutory starting point
S.D. Codified Laws § 15-2-13
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Tennessee3 years+
General lawsuit period3 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionSouth
Statutory starting point
Tenn. Code § 28-3-105
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Texas2 years+
General lawsuit period2 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionSouth
Statutory starting point
Tex. Civ. Prac. & Rem. Code § 16.003
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Utah3 years+
General lawsuit period3 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionWest
Statutory starting point
Utah Code § 78B-2-305
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Vermont3 years+
General lawsuit period3 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionNortheast
Statutory starting point
12 Vt. Stat. § 512
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Virginia5 years+
General lawsuit period5 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionSouth
Statutory starting point
Va. Code § 8.01-243(B)
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Washington3 years+
General lawsuit period3 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionWest
Statutory starting point
Wash. Rev. Code § 4.16.080
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.West Virginia2 years+
General lawsuit period2 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionSouth
Statutory starting point
W. Va. Code § 55-2-12
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Wisconsin6 years+
General lawsuit period6 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionMidwest
Statutory starting point
Wis. Stat. § 893.52
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Wyoming4 years+
General lawsuit period4 years
Typical accrual pointDate of loss*
Claim focusPersonal property damage
RegionWest
Statutory starting point
Wyo. Stat. § 1-3-105
DValue360 guidance
This is a general personal-property or tort filing period often used as a research starting point for third-party diminished-value disputes. Submit the insurance demand well before any possible deadline.
*Accrual, discovery, tolling, contract, UM/UIM, government-claim, and service rules can produce a different deadline. Educational information only; not legal advice.Preliminary screening tool
Accident deadline calculator
This estimates a general property-damage lawsuit deadline. It does not determine or extend any legal, policy, contractual, or notice deadline.
Use this guide correctly
Three rules that help protect a claim.
Identify the claim type
Third-party tort, first-party contract, uninsured-motorist, and public-entity claims can follow different rules.
Verify before filing
Use each citation as a research starting point. Confirm amendments, accrual, tolling, notice, and service requirements.